Searching for same-day funding for restaurants? Decisions move quickly and qualified files can be funded in as little as 24 hours. Built for places doing $60K+ a month.
See my optionsRestaurants and food service
Equipment fails on Fridays and openings need runway. Restaurants can apply for fast working capital through our partner, Merchant Fund Express.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Funding in as little as 24 hours for qualified restaurants. Anything faster depends on the file and the bank. 5-minute application, no tax returns.
FICO 500+ considered with a soft pull to start. Steady card and cash deposits carry weight.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The schedule is spelled out in your offer up front, so you can plan around slower nights.
You already know how quickly things change in this business. Food costs swing, a server quits, the hood system needs service before the inspector comes back. When you search for same day restaurant funding, what you really need is a fast answer and money that arrives before the problem costs you a weekend of sales.
Decisions through our partner Merchant Fund Express move quickly, and funding can arrive in as little as 24 hours for qualified restaurants. Anything faster depends on your file and your bank, so we will not promise a same-day deposit. We will tell you that the process is built for speed.
Restaurants take a lot of card payments, which makes a merchant cash advance a natural fit for many owners. You receive a lump sum in exchange for a share of future card sales, so repayment tends to follow the rhythm of your business. Busier weeks repay more; quieter weeks repay less.
For a new oven or walk-in you plan to keep for years, equipment financing may be the cleaner choice. For general cushion, working capital works too.
This is for established restaurants doing roughly $60,000 or more a month in revenue. Plenty of successful owners poured personal savings and credit into getting the doors open, and their score shows it. That is common in this industry, and it is why FICO scores from 500 are considered.
The application takes about 5 minutes. Fill it out during the afternoon lull and have your recent bank statements ready to upload. If you are also a credit repair client with Eagle, that work stays separate. Funding is based on how your restaurant is performing today.
We do not promise same-day funding. Decisions move fast, and qualified restaurants can be funded in as little as 24 hours. Anything faster depends on the file and the bank.
It is a common fit because restaurants run high card volume. Repayment comes from a share of future sales, so it tends to flex with your traffic.
Yes. Equipment financing is available for items like ovens, coolers and dish machines, with the equipment typically securing the financing.
Yes. FICO scores from 500 are considered, and the review weighs your restaurant's revenue and bank activity heavily.
About three months of business bank statements. No tax returns are required.
Example uses for illustration only.
Small changes in how the books look can help a restaurant file.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding