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Fast funding for medical practices awaiting payers

Insurance reimbursements take weeks; staff and supplies do not wait. Practices doing $60K+ a month can apply, with funding in as little as 24 hours for qualified files.

Explore my options

Medical, dental and therapy practices

Bridge the reimbursement gap and keep patient care on schedule

A healthy practice can still run short while claims process. Apply for fast working capital or equipment financing through our partner, Merchant Fund Express.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

What practices get from the process

Quick turnaround for clinics

Funding in as little as 24 hours for qualified practices; faster depends on the file and bank. No tax returns, 5-minute application.

Collections carry weight

FICO 500+ considered and a soft pull to start. Your reimbursement deposits help tell the story.

Clear numbers before you sign

The full repayment amount appears in your offer before you accept. No surprise costs after you sign.

Predictable repayment

Your schedule is spelled out in the offer up front, so you can plan it against claim cycles.

Why profitable practices still run short

A busy practice sees patients every day, but the money for those visits arrives later and in uneven amounts. Claims get denied and resubmitted. A payer changes its processing schedule. A new billing system causes a month of delays. Meanwhile, hygienists, nurses, front-desk staff and the landlord all expect to be paid on time.

That gap between care delivered and reimbursement received is the most common reason practice owners look for fast funding.

Practices this works for

The practices we serve typically bring in $60,000 or more a month and have an operating history to show for it.

Uses that come up often

Equipment

Imaging systems, dental chairs, lasers and exam room upgrades are a strong fit for equipment financing, where the equipment typically secures the financing.

Payroll and operating costs

Working capital covers staffing and overhead during reimbursement delays. See funding for payroll for more.

Recurring timing gaps

A business line of credit lets you draw as claims lag and repay as they clear.

Speed you can plan around

Practice owners searching for same day medical practice funding usually have a specific deadline in mind. Decisions through our partner Merchant Fund Express are fast, and qualified practices can be funded in as little as 24 hours. We do not promise same-day funding; anything faster depends on the file and the bank.

The application takes about 5 minutes and starts with a soft credit pull.

Personal credit and the practice are not the same thing

Student loans, practice acquisition costs and early buildout expenses can leave a skilled clinician with a personal score that does not reflect the practice they run. FICO scores from 500 are considered. The review centers on about three months of business bank statements, and no tax returns are required. Funding ranges from $25,000 to $5,000,000.

Eagle's credit repair work is a separate service. It is not required to apply, and funding does not affect your score.

Frequently Asked Questions

Can a medical practice get funded the same day?

We do not promise same-day funding. Qualified practices can be funded in as little as 24 hours, depending on the file and the bank.

Does funding depend on my insurance receivables?

The review focuses on about three months of business bank statements, which reflect the reimbursements you actually receive.

Can I finance dental or imaging equipment?

Yes. Equipment financing is a common fit for chairs, imaging systems and other clinical equipment.

I have significant student loan debt. Can I still apply?

Yes. FICO scores from 500 are considered, and the review weighs your practice's revenue heavily.

Are veterinary practices eligible to apply?

Yes. Veterinary hospitals and clinics with steady revenue can apply.

Can I use funding to open a second location?

Yes. Working capital can go toward buildout, staffing and startup costs for an additional office, as long as the existing practice shows steady revenue in its bank statements.

Staff payroll $44,000.00
Imaging equipment $85,000.00
Medical supplies $12,500.00
Office expansion $58,000.00

Example uses for illustration only.

How to improve your chances

A practice can present a cleaner file with these habits.

  • Deposit payer reimbursements into one practice account
  • Keep overdrafts and negative days to a minimum
  • Have 3 months of statements ready to share
  • Show steady or rising patient volume in deposits

How Eagle practice funding compares to a bank loan

Eagle Business Funding
Traditional bank loans
Speed
As little as 24 hours
Weeks to months
Paperwork
About 3 months of statements
Tax returns, financials, more
Credit
FICO 500+ considered
Strong credit usually expected
Start
Soft pull to start
Hard pull common
Range
$25K to $5M
Tied to collateral

Keep patient care on schedule

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding