Built for established businesses doing $60K or more a month whose personal credit has not caught up yet. Apply in about 5 minutes with a soft pull to start.
Check my optionsBusiness Funding
Apply once and see what your deposits support, through our partner, Merchant Fund Express. Working capital, lines, advances and equipment are all on the table.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Qualified businesses can be funded in as little as 24 hours. The application takes about 5 minutes and asks for roughly three months of statements, not tax returns.
FICO 500+ is considered and the review starts with a soft pull. Monthly deposits carry real weight in the decision.
Your offer shows the total repayment amount before you accept, so there are no surprise costs after you sign.
The repayment schedule is laid out in your offer up front, so you can map it against your cash cycle before committing.
For years, owners came to Eagle Credit Repair for help with their personal credit. Many of them told us the same story: the business was steady, the deposits were strong, and yet every bank conversation stalled on a personal score that had not caught up. We heard it often enough that we went looking for a partner who weighs the business first.
That partner is Merchant Fund Express. Funding is provided through them, not by Eagle. Our role is to point established owners toward an option that looks at the operation they built.
This program is built for established businesses doing $60K or more a month whose credit is not where the business is. Think of an HVAC company with three trucks on the road, a dental office with a full chair schedule, or a wholesale distributor with steady accounts. The common thread is consistent deposits, not a flawless report.
Sole proprietors can apply. FICO scores of 500 and up are considered.
| Option | How it generally works | Good fit when |
|---|---|---|
| Working capital | A lump sum for general operating needs | You need cash for several purposes at once |
| Merchant cash advance | An advance against future receivables, repaid from sales | Card or daily sales volume is strong |
| Business line of credit | A revolving limit you draw from as needed | Needs come and go through the year |
| Equipment financing | Financing tied to a specific piece of equipment | You are buying or replacing a machine or vehicle |
That is a short list on purpose. Owners running a busy shop rarely have a free afternoon to assemble a binder of paperwork.
Decisions tend to come quickly once statements are in. For qualified businesses, funding can arrive in as little as 24 hours. Timing depends on the file and on how fast your bank posts incoming wires. See how business funding works for the step-by-step.
These are two different services. You do not need credit repair to apply for funding, and funding does not change your credit score. What we can say is this: you can apply now based on your revenue while working on your personal credit on its own track. When you are ready, start the application.
No. Funding is provided through our partner Merchant Fund Express. Eagle connects established owners to that program.
Funding runs from $25,000 to $5,000,000, depending on what the business revenue and file support.
The process starts with a soft credit pull, which is designed to let you see options without a hard inquiry at the first step.
No. The two services are separate. You can apply for funding whether or not you work with Eagle on your credit.
You do not have to decide before applying. The application covers your needs, and the options presented will reflect your revenue pattern and purpose.
Example uses for illustration only.
A few habits make any funding file read stronger.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding