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Meet Merchant Fund Express, our funder

Eagle Credit Repair offers business funding through Merchant Fund Express, built for established businesses doing $60K+ a month.

Explore funding

Our Funding Partner

Credit repair here. Business funding through a dedicated partner.

We offer business funding through our partner, Merchant Fund Express. It is a separate service from credit repair, and you can apply based on revenue today.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

What the partnership gives you

A wide funding range

From $25,000 up to $5,000,000 across working capital, merchant cash advances, lines of credit and equipment financing.

Revenue first, credit second

FICO 500+ is considered, and a soft pull starts things off. Credit work with us stays a separate track.

Plain written offers

The full repayment amount is shown in your offer before you accept, with no surprise costs once you sign.

Fast, light process

A 5-minute application, about three months of statements, no tax returns. Qualified files can fund in as little as 24 hours.

Why we partnered instead of doing it ourselves

Our clients kept telling us the same thing. The business was doing well, sometimes very well, and the personal credit report had not caught up. Waiting a year for credit work to settle before taking on a big contract or covering a seasonal dip was not an option for them.

Eagle Credit Repair is not a funder, and we did not want to pretend to be one. So we chose a partner whose process is built around business revenue: Merchant Fund Express.

Who does what

Eagle Credit RepairMerchant Fund Express
ServiceCredit repairBusiness funding
FocusYour personal credit reportYour business revenue and deposits
Decides funding offersNoYes

The services are separate. You can use either one without the other.

What Merchant Fund Express offers

Products include working capital, merchant cash advances, business lines of credit, and equipment financing.

Who the partnership is built for

Established businesses doing $60K or more a month. Owners who built a roofing company on commercial reroofs, a pharmacy with two locations, or a wholesale bakery supplying grocery chains, and whose personal score still reflects an old setback. The partner looks at how the business performs today.

Keeping the lines clear

We want to be direct about a few things. Repairing your credit is not a requirement for applying. Taking on funding does not improve your credit score. And credit repair work does not decide whether a funding file is approved. Those are separate decisions made in separate places.

What we can say is that you do not have to choose one or wait on the other. You can apply for funding now based on revenue while working on credit separately.

How to apply

Use our funding application. It routes your information to Merchant Fund Express for review. To understand the steps first, read how business funding works.

Frequently Asked Questions

Is Eagle Credit Repair the funder?

No. Funding is provided through our partner, Merchant Fund Express. Eagle Credit Repair provides credit repair as a separate service.

Do I need to be a credit repair client to apply for funding?

No. Anyone running an established business can apply, whether or not they use our credit services.

Will my credit repair progress affect a funding decision?

Funding decisions are made by Merchant Fund Express based on its own review, which leans heavily on business bank statements.

Where do I apply?

Through the funding application on this site, which sends your file to Merchant Fund Express.

Can a sole proprietor work with Merchant Fund Express?

Yes. Sole proprietors can apply, and the same review of business deposits applies to their files.

Why not just wait until my credit is repaired?

Some owners prefer to, and that is a reasonable choice. Others have a contract, a payroll, or a seasonal window that will not wait. Since the services are separate, you can decide on funding based on what the business needs right now.

Fleet upkeep $38,000.00
Second shop $150,000.00
Payroll cushion $55,000.00
New equipment $92,000.00

Example uses for illustration only.

How to improve your chances

Whoever reviews your file, a few basics always help.

  • Keep revenue moving through one business account
  • Limit NSFs and days below zero
  • Gather three months of statements in advance
  • Build a track record of growing deposits

How funding through our partner compares to a traditional bank

Eagle Business Funding
Traditional bank loans
Amounts
$25K-$5M
Varies, often slow to approve
Timing
As little as 24 hours
Weeks to months
Documents
~3 months bank statements
Tax returns, financials, more
Credit
FICO 500+ considered
Strong credit usually expected
Focus
Built for established businesses
Broad consumer and commercial

See what our partner can offer your business

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding