A dead cooler or failed lift costs money every day it sits. Established businesses doing $60K+ a month can apply in about 5 minutes.
Fix it fasterEmergency Repair Funding
Decisions move fast, and qualified files can be funded in as little as 24 hours through our partner, Merchant Fund Express.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Qualified businesses can be funded in as little as 24 hours. A 5-minute application and about three months of statements, no tax returns.
FICO 500+ is considered, starting with a soft pull. Your normal monthly deposits carry weight.
Your offer shows the total repayment amount before you accept, with no surprise costs after you sign.
Repayment is laid out in your offer up front, so you can plan it against the revenue the repair restores.
Emergency repairs rarely cost only the repair. A restaurant without refrigeration throws out product and closes its doors. A manufacturer with a down press misses shipping dates. A clinic with a broken sterilizer reschedules patients. The repair bill is one number; the lost revenue while you wait is often a larger one.
A clear quote and a clear explanation help Merchant Fund Express understand the urgency.
For a fix that gets you running again, working capital is often the simplest route. If the failure means buying a new unit, equipment financing ties the cost to the asset. Some owners do both: patch the old unit now, then finance a replacement on their own schedule.
For illustration only: an auto repair shop doing about $95,000 a month loses its alignment machine. The owner requests enough to replace it plus cover a week of slower billing. This is an example, not a quote or terms. Shop owners may also want to read fast funding for auto repair shops.
Decisions move quickly, and for qualified businesses, funding can arrive in as little as 24 hours. We do not promise anything faster; that depends on the file and on your bank. The sooner your statements are in, the sooner the review can begin.
This program is built for established businesses doing $60K or more a month whose credit is not perfect. FICO 500 and up is considered. The application starts with a soft credit pull, no tax returns are required, and sole proprietors can apply. Requests range from $25,000 to $5,000,000.
Keep in mind that credit repair and funding are separate services; you can apply now on the strength of your revenue. Start the application.
We do not promise same-day funds. Qualified businesses can be funded in as little as 24 hours, and faster timing depends on the file and the bank.
If an insurance claim is pending, mention it. Some owners use funding to get running while a claim is processed.
Business repairs that keep you operating are a common use. Describe the situation and the quote when you apply.
Our partner Merchant Fund Express reviews the file and provides any funding.
FICO scores of 500 and up are considered, and the review gives real weight to revenue and deposit consistency over the last few months.
Look at the age of the equipment, how often it has failed, and what downtime costs you per day. A repair that buys a few months can make sense if a replacement is already planned. If the unit keeps failing, financing a replacement may cost less over time than repeated emergency calls and lost sales.
Example uses for illustration only.
Emergencies are stressful enough, so keep the funding side simple.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding