When a buying window opens, inventory has to be paid for now. Retailers doing $60K+ a month can apply, with funding in as little as 24 hours for qualified files.
Stock my shelvesRetail and storefronts
Empty shelves cost more than a quick decision. Retail stores can apply for working capital or a line of credit through our partner, Merchant Fund Express.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Funding in as little as 24 hours for qualified stores; faster depends on the file and bank. About 3 months of statements, no tax returns.
FICO 500+ considered and a soft pull to start. Daily sales deposits carry weight.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
Your repayment schedule is laid out in the offer up front, so you can plan it around sell-through.
You place holiday orders in late summer. Vendors offer a discount for paying up front. A competitor closes and their customers start walking through your door. In each case, the opportunity is now and the revenue it produces comes weeks or months later.
Store owners looking for same day retail funding want a quick answer. Decisions through Merchant Fund Express move fast, and qualified retailers can be funded in as little as 24 hours. Same-day funding is not something we promise; it depends on the file and the bank.
For illustration only: a sporting goods store doing $90,000 a month gets an offer from a supplier to lock in spring inventory at a lower price if it pays by the end of the month. Funding the order now lets the store capture the discount and have full shelves when the season starts. These numbers are not our terms; they show how timing can make funding worth considering.
For more on stock-driven needs, see inventory funding.
Established storefronts and multi-location retailers doing roughly $60,000 or more a month: apparel, hardware, furniture, liquor, convenience, pharmacy, pet supply, boutique and specialty shops. Sole proprietors can apply.
Many retail owners personally signed for their first lease or inventory line and their credit carries the marks. FICO scores from 500 are considered, and no tax returns are required. About three months of business bank statements tells the story.
Eagle helps clients work on personal credit. Business funding through our partner is a different service. You do not need one to use the other, and funding does not improve your score. If your store is performing well, you can apply in about 5 minutes with a soft credit pull to start. Funding ranges from $25,000 to $5,000,000.
We do not promise same-day funding. Qualified retailers can be funded in as little as 24 hours, and timing depends on the file and the bank.
Many retailers use one because repayment follows card sales, rising in busy weeks and easing in slow ones.
Yes. Working capital or a line of credit can fund seasonal orders ahead of peak months.
Deposits from all sales channels show up in your business bank statements, which are the main part of the review.
FICO scores from 500 are considered. Business revenue and bank activity are weighed heavily.
Example uses for illustration only.
A few changes can make a retail file easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding