A lift goes down or insurance work is slow to pay. Shops doing $60K+ a month can apply, with funding in as little as 24 hours for qualified files.
Check my optionsAuto repair and body shops
Downtime costs a shop more than a fast decision. Apply for working capital or equipment financing through our partner, Merchant Fund Express.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Funding in as little as 24 hours for qualified shops; faster depends on the file and bank. 5-minute application, about 3 months of statements.
FICO 500+ considered with a soft pull to start. Steady repair revenue carries weight.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The schedule is laid out in your offer up front, so you can plan around slower weeks.
A repair shop earns by the hour, by the bay. When a lift fails or a technician is waiting on a tool the shop does not own, the work backs up and customers go elsewhere. Body shops have it tougher still, often waiting weeks on insurance payments while parts suppliers want payment on delivery.
That is why owners search for same day auto repair shop funding. Decisions through our partner Merchant Fund Express come quickly, and qualified shops can be funded in as little as 24 hours. We do not promise same-day money, because anything faster depends on the file and the bank.
| Need | Typical fit |
|---|---|
| Two-post or four-post lifts, alignment rack | Equipment financing |
| Diagnostic scanners and ADAS calibration | Equipment financing |
| Parts inventory and tires | Working capital |
| Payroll while insurance claims are pending | Working capital or a line of credit |
| Paint booth repairs | Emergency repair funding |
Modern vehicles need calibration equipment, software subscriptions and EV-trained technicians. Shops that invest in that capability can take on work the shop down the street turns away. For illustration, an independent shop doing $75,000 a month might finance an ADAS calibration system to stop sending windshield and sensor jobs to the dealer. Equipment financing spreads the cost over time, with the equipment typically securing the financing.
This offer is for established shops doing roughly $60,000 or more a month: general repair, collision, transmission, tire and fleet service. Many owners started out as technicians and financed their first tools and building personally. If your credit still shows that, FICO scores from 500 are considered.
Eagle Credit Repair works on personal credit. Funding is provided through Merchant Fund Express as a separate service, and you do not need to complete credit repair to apply. Funding will not change your score either way.
Fill out the 5-minute application between jobs and have your recent bank statements ready.
We do not promise same-day funding. Qualified shops can be funded in as little as 24 hours, depending on the file and the bank.
Yes. Equipment financing is designed for lifts, alignment racks, diagnostic tools and similar shop equipment.
Working capital or a line of credit can cover payroll and parts while insurance claims are being paid.
No. Tax returns are not required. About three months of business bank statements are the main documents.
Yes. Sole proprietors can apply as long as the business runs through a business bank account.
Recurring fleet work shows up as steady deposits in your bank statements, and consistent revenue is one of the main things the review weighs.
Example uses for illustration only.
Shops can make their next request stronger with a few habits.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding