New stations, a refreshed space or a slow stretch after the holidays. Salons and spas doing $60K+ a month can apply, with funding in as little as 24 hours for qualified files.
See my optionsSalons, spas and barbershops
A busy book deserves room to grow. Salon and spa owners can apply for working capital or equipment financing through our partner, Merchant Fund Express.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Funding in as little as 24 hours for qualified salons; faster depends on the file and bank. No tax returns, about 3 months of statements.
FICO 500+ considered and a soft pull to start. Steady service and retail deposits count.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The schedule is laid out in your offer up front, so you can plan around slower months.
You built a client base one appointment at a time. Now the business supports a team of stylists, estheticians or massage therapists, and the decisions get bigger: a second suite, a renovation, a new service line like lash, brow or medical-grade facials. Those moves need cash before they pay off.
Owners looking for same day salon funding want speed. Decisions through Merchant Fund Express move fast, and qualified salons and spas can be funded in as little as 24 hours. We do not promise same-day funding; that depends on the file and the bank.
Salons and spas take mostly card payments, so a merchant cash advance repaid from a share of future sales can feel natural. Repayment flexes with how busy the books are.
Working capital is a lump sum on a set schedule, useful for a defined project like a remodel.
A business line of credit is there when you need it for recurring costs.
This is for established salons, day spas, med spas, nail salons and barbershops doing roughly $60,000 or more a month. Booth-rental models count when the rent and service revenue runs through a business account. Sole proprietors can apply.
FICO scores from 500 are considered. The review uses about three months of business bank statements, with no tax returns required. Amounts range from $25,000 to $5,000,000.
The application takes about 5 minutes and starts with a soft credit pull, so you can do it between clients. If you are also working on personal credit with Eagle, that is a separate service. It is not needed to apply for funding, and funding will not change your score.
We do not promise same-day funding. Qualified salons and spas can be funded in as little as 24 hours, depending on the file and the bank.
Yes. Equipment financing covers items like pedicure chairs, facial machines and laser devices.
Revenue that flows into your business bank account shows up in your statements, which are the core of the review.
Many salons use one because they take mostly card payments, and repayment follows sales volume.
About three months of business bank statements. No tax returns are required.
Yes. Working capital can cover buildout, furniture and staffing for a new location when the current salon shows steady revenue in its statements.
Example uses for illustration only.
Salons can present a cleaner file with a few simple steps.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding