Amounts, timing, documents and credit, explained for established businesses doing $60K+ a month. Apply in about 5 minutes.
Ask with an applicationQuestions and Answers
Funding is provided through our partner, Merchant Fund Express, from $25,000 to $5,000,000. Here is what to expect before you apply.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Qualified files can be funded in as little as 24 hours. Anything faster depends on the file and the bank.
About three months of business bank statements and a 5-minute application. No tax returns required.
FICO 500+ is considered and the first check is a soft pull. Revenue carries real weight.
Your offer shows the full repayment amount and schedule before you accept. No surprise costs after you sign.
From $25,000 to $5,000,000, depending on what your business revenue supports.
In as little as 24 hours for qualified businesses. Faster depends on the file and the bank, so we do not promise it. See 24-hour business funding.
Established businesses doing $60K or more a month with credit that is not perfect.
FICO 500 and up.
The application starts with a soft credit pull, which does not affect your score.
No. Credit repair and funding are separate services. You can apply based on revenue now and work on credit separately. Funding does not raise your score, and credit repair does not decide approval.
About three months of business bank statements. No tax returns are required.
Yes.
About five minutes. Start it here.
Before the need becomes urgent. An owner who applies when a large purchase order lands, rather than the day payroll is due, has more room to compare options and read the offer carefully.
Explain it. A one-time dip from a holiday closure or a delayed client payment reads differently from a steady decline. See slow month cash flow funding and funding for big contracts.
Funding is provided through our partner, Merchant Fund Express. Eagle Credit Repair is a credit repair company and does not fund businesses itself. Read more on the partner page or in how business funding works.
Working capital, merchant cash advances and lines of credit are revenue-based and do not require pledging property. Equipment financing is typically secured by the equipment itself. See same-day funding with no collateral for more.
Decisions can move quickly, and funding for qualified businesses can arrive in as little as 24 hours. Anything faster depends on your file and your bank.
Common uses include payroll, inventory, equipment, repairs, covering slow months, and taking on larger contracts.
Yes. FICO 500 and up is considered, and the review gives significant weight to current business deposits.
No. You can review the offer and decide whether it fits your business.
Seasonal businesses can apply. Steady deposits across about three months help, and a merchant cash advance collects as a share of sales, so it moves with your volume.

Example uses for illustration only.
The most common follow-up question is how to strengthen a file, so here it is.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding