Your business earns steadily but your personal score tells an older story. Established businesses doing $60K+ a month can apply, with FICO 500+ considered.
Check my optionsFast funding, imperfect credit
Revenue carries real weight in this review. Apply for fast funding through our partner, Merchant Fund Express while you work on credit separately.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Funding in as little as 24 hours for qualified businesses; faster depends on the file and bank. 5-minute application, no tax returns.
FICO 500+ considered and a soft pull to start. Monthly deposits carry weight alongside the score.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is laid out in your offer up front, so you know what to expect.
Plenty of owners who run solid companies have a personal score in the 500s or low 600s. A divorce, a medical bill, a business that failed before this one, or years of putting everything on personal cards to make payroll. The business recovered. The score has not caught up yet.
If that sounds familiar, you are exactly who Eagle works with. And when you search for same day business loans with bad credit, you deserve a straight answer about what is possible.
Funding through our partner Merchant Fund Express is built to move fast. The application takes about 5 minutes, decisions come quickly, and qualified businesses can be funded in as little as 24 hours. We do not promise same-day funding. Anything faster than that depends on your file and your bank.
Be cautious with any company that promises money the same afternoon regardless of credit. For a full walkthrough of timing, see 24-hour business funding.
No tax returns are required. Learn more in how revenue offsets credit and what funders look at.
Although people search for loans, the options here include several structures:
Amounts range from $25,000 to $5,000,000. Sole proprietors can apply. More options are covered on bad credit business funding.
We want to be clear. You do not need credit repair to apply for funding, and funding will not raise your score. Credit repair also has no bearing on whether a funding request is approved. They are two separate services. Many owners apply for funding now, based on what the business earns, and work on personal credit with Eagle on their own timeline.
Ready? Start the 5-minute application. It begins with a soft credit pull.
We do not promise same-day funding. Qualified businesses can be funded in as little as 24 hours, with faster timing depending on the file and the bank.
FICO scores from 500 are considered. Revenue and bank activity carry significant weight.
The process starts with a soft credit pull, which does not affect your score.
No. Credit repair and business funding are separate services. You can apply for funding based on your revenue right now.
Funding is provided through our partner Merchant Fund Express. Learn more on our partner page.
Example uses for illustration only.
While credit work runs separately, these steps help the funding file.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding