Your crew still gets paid on Friday. Established businesses doing $60K+ a month can apply in about 5 minutes and get a quick decision.
Cover my payrollPayroll Funding
Decisions move fast and qualified files can be funded in as little as 24 hours, through our partner, Merchant Fund Express. Faster depends on the file and the bank.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Qualified businesses can be funded in as little as 24 hours. Apply in about 5 minutes with roughly three months of statements, no tax returns.
FICO 500+ considered with a soft pull to start. Consistent deposits and a steady payroll carry weight.
Your offer lists the total repayment amount before you accept. No surprise costs after you sign.
Your offer lays out the repayment schedule up front, so it lines up with when clients actually pay.
Most operators can ask a supplier for a few extra days. Nobody wants to ask their team to wait. A late payroll costs trust, and in a tight labor market, it can cost people. That is why owners who search for same-day funding for payroll are usually searching on a Tuesday or Wednesday with a pay date circled on the calendar.
We will be plain about timing. We do not promise funds the same day you apply. Decisions move quickly, and for qualified businesses, funding can arrive in as little as 24 hours. Anything faster depends on the file and on your bank. The practical takeaway: apply as soon as you see the gap coming, not the morning payroll runs.
| Day | What happens |
|---|---|
| Monday | A staffing agency doing about $180,000 a month learns a large client will pay two weeks late. |
| Monday afternoon | The owner completes the 5-minute application and uploads three months of statements. |
| Tuesday | Merchant Fund Express reviews the file and presents an offer. |
| Wednesday | If the business qualifies and accepts, funds can arrive ahead of Friday payroll. |
This is an illustration, not a promised schedule or terms.
If the real issue is a seasonal dip, see slow-month cash flow funding.
This program is built for established businesses doing $60K or more a month whose credit is not perfect. FICO 500 and up is considered. Sole proprietors can apply. You will need about three months of business bank statements; no tax returns are required. The application starts with a soft credit pull, and requests range from $25,000 to $5,000,000.
Start the application now so the review can begin before pay day.
We do not promise same-day funds. Qualified businesses can be funded in as little as 24 hours. Faster timing depends on the file and your bank.
Funding is for business purposes, and payroll costs are a common one. Describe your need clearly in the application.
Yes. Sole proprietors can apply, provided the business has established revenue.
Our partner Merchant Fund Express provides the funding. Eagle Credit Repair is not the lender.
A recurring gap may point to a line of credit, which you can draw on as each payroll cycle requires, rather than a one-time lump sum. It is also worth looking at invoice terms with your largest clients, since shorter payment windows can ease the pressure at the source.
Example uses for illustration only.
Payroll gaps are easier to bridge when the file is ready before the crunch.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding