The short version
You apply in about five minutes. A soft credit pull starts the review. You share roughly three months of business bank statements. An offer comes back based mostly on how your business performs, and for qualified files funding can arrive in as little as 24 hours. Amounts run from $25,000 to $5,000,000, provided through our partner Merchant Fund Express.
That is the whole arc. The rest of this page fills in the details.
Step one: the application
The form asks for the business name, how long you have operated, monthly revenue, what you need the funds for, and owner information. It does not ask for tax returns. Sole proprietors fill out the same form as corporations and LLCs.
The soft pull lets the review see your credit picture without a hard inquiry at the start.
Step two: the review
The review leans on business bank statements because they show what is actually happening: deposits, consistency, and how the account is managed. A score from 500 and up is considered, so a past setback is not the end of the conversation. For a closer look at the review itself, read what funders look at.
Step three: choosing the right product
Working capital
A lump sum for operating needs, repaid on a set schedule. See working capital.
Merchant cash advance
An advance against future receivables, collected as a share of sales. See merchant cash advance.
Business line of credit
A limit you draw from, repay, and draw again. See business line of credit.
Equipment financing
Financing for a specific machine, vehicle or system, typically secured by that equipment. See equipment financing.
Step four: offer and funding
You review the amount and structure and decide. Nothing obligates you to accept. Once you sign and the file is complete, funds go to your business account, in as little as 24 hours for qualified businesses.
Where credit repair fits
It does not sit inside this process. Eagle Credit Repair offers credit repair as a separate service. You can apply for funding based on revenue now and work on personal credit on your own schedule. Funding does not raise your score, and credit work does not decide an approval. When you are ready, start the application.
Frequently asked questions
Who is business funding through Eagle Credit Repair designed for?
Established businesses doing $60K or more a month whose personal credit is not perfect.
How long does the whole process take?
The application takes about five minutes, and funding for qualified businesses can arrive in as little as 24 hours after approval.
What documents do I need?
About three months of business bank statements. No tax returns are required.
Who actually provides the funds?
Funding is provided through our partner, Merchant Fund Express.
Can I apply if I had a bankruptcy or collections in the past?
Yes. FICO 500 and up is considered, and the review gives real weight to current deposits and how the business account is run today.
Do I have to accept the offer?
No. You can review it and decline if it does not fit your needs.