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Revenue-based financing that follows your deposits

For established businesses doing $60K+ a month, your bank activity can carry more weight than a personal score that has not caught up yet.

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Revenue-Based Financing

Capital sized to what your business actually brings in

Apply for $25,000 to $5,000,000 through our partner, Merchant Fund Express. Remittances track your revenue, and the total cost is fixed up front.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Why operators choose revenue-based funding

Funds in as little as 24 hours

Qualified businesses can be funded in as little as 24 hours. A 5-minute application, about 3 months of bank statements, and no tax returns.

Your revenue does the talking

FICO 500+ is considered and the first look is a soft pull. Steady deposits carry real weight in the review.

The full amount, shown before you sign

Your offer lists the total repayment amount before you accept, so there are no surprise costs after you sign.

Repayment laid out up front

Your offer spells out how remittances work against your deposits, so you can plan around it from day one.

What revenue-based financing actually is

Revenue-based financing is an advance of capital that you repay as a share of the revenue your business brings in. Instead of a fixed monthly installment set by a calendar, remittances are tied to your deposits. When sales are strong, more goes back. When a week is lighter, the remittance follows it down.

The total cost is set up front, before you sign. You know the full amount you will repay from day one, so there is no running interest meter and no surprise as the balance shrinks. Funding is provided through our partner Merchant Fund Express.

Why it fits owners whose credit lags the business

Many of the owners we work with at Eagle have the same profile: years of steady operations, payroll that clears every cycle, and a personal score that took a hit during a rough stretch that is now behind them. A traditional bank tends to start with that score. Revenue-based financing starts with the bank statements.

That does not mean credit is ignored. FICO 500+ is considered, and your file is reviewed as a whole. But the weight sits on how money moves through the business, which is usually where an established operator is strongest. Read more in how revenue offsets credit.

Who it is built for

This program is built for established businesses doing $60K or more a month. Sole proprietors can apply. Typical fits include:

What you need to apply

No tax returns are required, and the process starts with a soft credit pull. Qualified businesses can be funded in as little as 24 hours. When you are ready, start the application.

How it compares to other options

Revenue-based financing sits close to a merchant cash advance, and the two are often discussed together. If you want to see the differences side by side, our revenue-based financing vs. MCA page lays them out. Owners who want to draw only what they need, when they need it, may prefer a business line of credit.

Two separate paths, on your schedule

Eagle Credit Repair still helps owners work on personal credit, and that work stays separate from funding. You do not need to repair your credit before applying, and taking on funding will not raise your score. Many owners simply apply now based on revenue and keep working on credit on their own timeline.

Frequently Asked Questions

How is revenue-based financing repaid?

Remittances are drawn as a share of your revenue or deposits, so they move with your sales rather than sitting at a fixed amount every month. The total repayment amount is fixed when you sign.

How much can I receive?

Amounts range from $25,000 to $5,000,000. Where you land depends mainly on your monthly deposits and the obligations you already carry.

Does a low credit score rule me out?

Not on its own. FICO 500+ is considered, and the review looks closely at business revenue and bank activity.

Who provides the funding?

Funding is provided through our partner Merchant Fund Express. Eagle Credit Repair connects established owners with this option.

Will applying hurt my credit?

The process starts with a soft credit pull, which does not affect your score the way a hard inquiry can.

Inventory order $42,000.00
Payroll cushion $27,500.00
New equipment $63,000.00
Marketing push $31,000.00

Example uses for illustration only.

How to improve your chances

A few habits help a revenue-based file read clearly to a funder.

  • Run all sales through one business checking account
  • Keep NSFs and negative-balance days to a minimum
  • Have your last 3 months of statements ready to upload
  • Show steady or growing monthly deposits

How Eagle revenue-based financing compares to a bank loan

Eagle Business Funding
Traditional bank loans
Time to funds
As little as 24 hours
Weeks to months
Paperwork
About 3 months of statements
Tax returns, financials, more
Credit
FICO 500+ considered
Strong credit usually expected
Cost visibility
Full repayment shown up front
Varies by product
Who it serves
Built for established businesses
Often long-tenured borrowers

Let the business you built make the case

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding