Larger capital for established businesses doing $60K+ a month and growing. Recent statements, a 5-minute application and a soft pull to start.
Explore $250K options$250,000 Funding
At $250K, the review leans on deposit volume and existing obligations. Funding is provided through our partner, Merchant Fund Express, sized to your file.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Even at this size, about three months of statements and no tax returns to start. Qualified files can be funded in as little as 24 hours.
FICO 500+ is considered and you begin with a soft pull. Strong deposit history carries the file.
Your offer shows the total repayment amount before you accept, with no surprise costs once you sign.
The repayment schedule is laid out in your offer up front, so your controller or bookkeeper can plan around it.
A $250,000 request goes better when the owner has already worked through a few questions:
Clear answers make the review faster and keep you from taking on more than the business needs.
Owners in the quarter-million range tend to be doing something structural:
The amount any business can access depends mainly on monthly deposits and what is already committed against them. For illustration only, a manufacturer averaging $300,000 a month with one small equipment note has much more room than a firm averaging $150,000 with two active advances. Neither example reflects an actual offer, rate, or term.
At this level, reviewers also pay close attention to the average daily balance and to how deposits are distributed through the month, since repayment needs to fit the real rhythm of cash coming in.
An advance repaid as a share of revenue or deposits, with total cost set up front. Payments flex with sales. Read more about revenue-based financing.
A lump sum with a set repayment schedule, good for a defined project.
A limit you draw against, helpful if the $250K will be spent in stages.
Funding is provided through our partner Merchant Fund Express. The 5-minute application begins with a soft credit pull and asks for about three months of business bank statements; no tax returns are required. FICO 500+ is considered. Once you accept an offer, qualified businesses can be funded in as little as 24 hours.
If you also want to work on personal credit, that is a separate service with its own process. One does not depend on the other.
The same factors apply, but reviewers look more closely at consistency, average balance, and existing obligations at larger sizes.
A line of credit lets you draw over time. Other products typically fund as a lump sum.
No tax returns are required. Bank statements carry the review.
FICO 500+ is considered. Deposits and obligations will carry much of the weight.
The application takes about five minutes. Funding can arrive in as little as 24 hours for qualified businesses after acceptance.
Example uses for illustration only.
Larger requests reward clean, consistent statements.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding