Fuel, repairs and drivers ahead of peak volume. For established local and regional carriers doing $60K+ a month in revenue.
Check carrier optionsRegional Freight Funding
Peak freight means costs come before payments do. Funding for local and regional fleets is provided through our partner, Merchant Fund Express.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application, about three months of statements and no tax returns. Qualified carriers can be funded in as little as 24 hours.
FICO 500+ considered with a soft pull to start. Steady deposits from shippers carry weight.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The schedule is in your offer up front, so you can plan it alongside fuel, insurance and settlements.
From late summer through the holidays, regional freight volume climbs. Retail replenishment, produce runs, and final-mile deliveries all pick up. For a carrier running a dozen trucks within a few hundred miles of the yard, that means more loads, more overtime, and more fuel, all paid this week.
The shipper's check, though, may come 30 to 60 days later. A carrier with good lanes and steady customers can still find itself short on cash at the very moment business is best.
This page is written for local and regional carriers: final-mile fleets, regional distribution runs, drayage, and dedicated lanes that return to a home base. These operations typically show steady, recurring deposits from known shippers, which is what a revenue-focused review looks at.
Long-haul, over-the-road trucking has its own cash-flow realities, and we do not promise funding for it. If your business is primarily regional, read on, and see our trucking funding page for more detail.
These numbers are invented to show the timing gap and are not offers or terms.
| Typical month | Peak month | |
|---|---|---|
| Loads hauled | 400 | 560 |
| Fuel and driver costs | Paid weekly | Up sharply, still paid weekly |
| Shipper payments received | Steady | Lag behind the added volume |
The business is earning more, but the cash shows up later. Funding covers that lag.
Funding is provided through our partner Merchant Fund Express, with amounts from $25,000 to $5,000,000. It is built for established businesses doing $60K or more a month. Bring about three months of business bank statements showing your shipper deposits; no tax returns are required, and FICO 500+ is considered. Complete the 5-minute application, which begins with a soft credit pull. Qualified carriers can be funded in as little as 24 hours after accepting an offer.
Working capital, a business line of credit, or a merchant cash advance can each fit, depending on how your revenue arrives.
We do not promise funding for long-haul trucking. This page focuses on local and regional carriers.
Working capital is commonly used for operating costs such as fuel and driver pay. Check your agreement for specifics.
Slow-paying shippers are common in freight. Reviewers look at the steadiness of your deposits over time.
Sole proprietors can apply. The review focuses on business deposits from regional or local work.
Before volume climbs, so funds are in place for the first heavy weeks.
Example uses for illustration only.
Carriers with clean statements give funders an easier read.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding