Funders want proof your revenue is real and repeatable. Built for established businesses doing $60K+ a month.
Check my optionsQualifying
Funding is available through our partner, Merchant Fund Express for established operators whose bank history shows consistent revenue.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of business bank statements open the review. No tax returns, and the application takes about 5 minutes.
FICO 500+ is considered, the process starts with a soft pull, and consistent deposits carry real weight.
Qualified businesses can receive funding in as little as 24 hours once the file is complete.
The full repayment amount and schedule are in your offer before you accept. No surprise costs after you sign.
A business that has made it through a few slow seasons has shown it can absorb a bad month and keep going. That is what time in business tells a funder. It is less about a birthday on the incorporation papers and more about a track record that makes future revenue believable.
We do not publish a hard cutoff. Our funding is built for established businesses, typically doing $60K or more a month, and the review looks at how that history shows up on your statements.
The application asks for about three months of business bank statements. Those statements carry a lot of the story:
Moving from a sole proprietorship to an LLC does not erase the years you operated. Be ready to explain the change and show continuous activity.
The business may have a long history even if your ownership is recent. Share that context when you apply.
If your statements are recent because the account is new, mention where the business banked before.
The first location's history usually matters most. See second location financing.
Plenty of owners have a long, steady business and a personal credit report that tells a rougher story. Those are separate things. FICO 500+ is considered, and revenue history can carry real weight. Credit repair is its own service, and you do not need it to apply. Our revenue page covers the other side of the review.
Through our partner Merchant Fund Express, requests range from $25,000 to $5,000,000 across working capital, merchant cash advances, lines of credit and equipment financing. Five minutes, a soft credit pull, no tax returns, and sole proprietors can apply. Funding can arrive in as little as 24 hours for qualified businesses. Start your application.
We do not publish a hard cutoff. Funding is built for established businesses, and the review looks at how consistent your revenue history is.
This funding is built for operating businesses with revenue, typically $60K or more a month. Startups without revenue are not who this program serves.
About three months of business bank statements gives a recent, real view of deposits and cash flow without asking for tax returns.
Yes. Sole proprietors can apply, and the review looks at the same deposit history.
A long, consistent revenue history is one of the things that can carry weight in the review alongside your credit profile.
Example uses for illustration only.
Make your history easy to see in the documents you share.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding